Your Phone Harassment Checklist:

  • Robocalling your cell phone without your consent
  • How to identify a robocall: When you answer your cell phone, you hear silence, music, or clicking sounds before being connected to a live person
  • Robocalls before 8:00 a.m. or after 9:00 p.m.
  • Robocalling after you've asked the debt collector to stop calling
  • Stop the harassment. Once you've retained Lemberg Law, the debt collection calls will stop
  • Get up to $1,500 per call. Sue for violations of the Telephone Consumer Protection Act
  • Zero upfront costs. Our legal help costs you nothing out of pocket; we don't get paid unless you win
If you’ve experienced any of these, you may have a case.

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What does debt abuse look like?

Attorney Sergei Lemberg gives hypothetical examples of potential FDCPA or TCPA violations.
Just imagine it is Saturday and a woman you met at your child's soccer practice is calling her dad about a really reprehensible voice message she heard from a collection agency. She's shaken as she repeats to him what the message said. The collection agency didn't just call her dumb, they also asked if she could find anyone to date. She's getting more ruffled as she relates the message but she plans to ask what she can to do about it. She's not the kind of woman who allows someone to bully her. If a collection agent is using rude language to collect your debt, they might be in violation of the Fair Debt Collection Practices Act.
Just imagine it’s Monday, and you are in a meeting with your manager. You are working out a raise for your colleague. You’ve been nervously planning this meeting for weeks. You are offering ideas, and the mood is great. Suddenly, a cell phone rings loudly, surprising you. You grab the phone in your briefcase to turn off the phone and try to get back in the groove. On your way home, you are driving, thinking to listen to your phone’s voicemail. The call was from a bill collector asking for someone you used to date. You’ve told them to stop calling. You call them back, and tell them once again that you can’t help. This call could violate the Telephone Consumer Protection Act.