Your Phone Harassment Checklist:

  • Robocalling your cell phone without your consent
  • How to identify a robocall: When you answer your cell phone, you hear silence, music, or clicking sounds before being connected to a live person
  • Robocalls before 8:00 a.m. or after 9:00 p.m.
  • Robocalling after you've asked the creditor to stop calling
  • Stop the harassment - Once you've retained Lemberg Law, the calls will stop
  • Get up to $1,500 per call - Sue for violations of the Telephone Consumer Protection Act
  • Zero upfront costs - Our legal help costs you nothing out of pocket; we don't get paid unless you win
If you’ve experienced any of these, you may have a case.

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What does debt abuse look like?

Attorney Sergei Lemberg gives hypothetical examples of potential TCPA violations.
Think about this: your brother Cody is newly out of a job and is having a difficult time adjusting. It's Thursday, and you're stopping in his house to watch the big game. As you walk in the garage, you see that he is on his cell and looking disgruntled. You sense that he's on the line with a debt collector. As he ends the conversation you ask, "Is everything alright?" "No," he says, as he gets into how his mortgage is headed to collections and the phone calls are growing even more frequent. You see the anxiety in his eyes as he says, "The most annoying part is they're using a program to call me so I have to stand there until a real person gets on the call. I don't know for sure if they're allowed to do that on a cell phone." If you're getting auto-dialed phone calls to your cell phone from a collection agency this might violate the Telephone Consumer Protection Act.
Here is an example: your friend Gary is newly furloughed and is having a tough go at figuring things out. It's Monday, and you are dropping in his place for a visit. As you enter the kitchen, he's talking on his mobile phone and seeming upset. You figure out that he is speaking with a loan company. As he hangs up the phone you ask, "Is everything alright?" "No," he starts, as he opens up about how his student loan is late and the phone calls are growing even more commonplace. You can see the anxiety in his eyes as he says to you, "The annoying part is that they are using an auto-dialer to call me so I've got to wait until someone gets on the phone. I am not sure if they are allowed to do that on mobile phone." If you are getting auto-dialed phone calls to your cell phone from a collection agency this may be a Telephone Consumer Protection Act violation.