Your Phone Harassment Checklist:

  • Robocalling your cell phone without your consent
  • How to identify a robocall: When you answer your cell phone, you hear silence, music, or clicking sounds before being connected to a live person
  • Robocalls before 8:00 a.m. or after 9:00 p.m.
  • Robocalling after you've asked the debt collector to stop calling
  • Stop the harassment. Once you've retained Lemberg Law, the debt collection calls will stop
  • Get up to $1,500 per call. Sue for violations of the Telephone Consumer Protection Act
  • Zero upfront costs. Our legal help costs you nothing out of pocket; we don't get paid unless you win
If you’ve experienced any of these, you may have a case.

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What does debt abuse look like?

Attorney Sergei Lemberg gives hypothetical examples of potential FDCPA or TCPA violations.
Let's have a look at this example: Gerald and Marjorie are in their home, reveling in a serene dinner celebrating her birthday. It's late, and as she sets out another bottle of wine, he clears the dinner plates and turns on some soft music. All of the sudden, her mobile phone chimes and she looks at the clock. It's 9:20 at night. It is their bank, looking for their late payment on their truck. It is obvious that they’re on the line with a machine when they answer the phone and hear a series of clicks. Feeling bothered, the pair's frame of mind collapses as they sit down at the table to figure out what to do. If you are receiving auto-dialed phone calls to your cell from a loan company calling you after 9 p.m., it could be a violation of the Telephone Consumer Protection Act.
Let's have a look at this example: Raul and Florence are in their home, appreciating a tranquil supper in celebration of her birthday. It is late, and as she brings out another bottle of wine, he cleans up the dinner plates and plays some romantic music. Out of nowhere, his mobile phone rings and he looks at the time. It's 9:35 at night. It is Cash Central wanting their late installment on their personal loan. It’s clear that they’re connected to a machine or computer when they answer the call and hear clicks and static. Feeling worried, the pair's spirit collapses as they sit down at the table to talk about what to do. If you are getting auto-dialed phone calls to your cell from a bank calling you after 9:00 p.m., this can be a violation of the Telephone Consumer Protection Act.